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Card Programs
Seamless personal cards and scalable corporate expense cards. Tap to pay in store, shop online, and manage limits with instantaneous freeze and unfreeze controls.
Available in select EEA jurisdictions. Cards are partner-enabled and issued under authorized Visa & Mastercard programs. Join the waitlist for immediate rollout notification in your country.
Interactive Card Lab
Test our real-time gyroscopic card preview. Switch between obsidian Vault, electric Sky, and titanium Paper finishes, adjust your monthly allowance, and test instant security freeze.
Personalize card material, cardholder embossing, and real-time security rules.
Instant KYC approval with passport or national ID • Zero recurring maintenance fees
Engineered for Commerce
Traditional cards make you pre-fund fiat days in advance. Coincashy converts atomically at the split-second of authorization.
When you tap your card at a terminal, our liquidity engine automatically matches the order book, locks an atomic quote, and settles in fiat currency before your coffee is poured. Zero price slippage, zero delays.
Traditional cards impose 3% to 4.5% foreign exchange surcharges when you travel abroad. Coincashy passes through direct wholesale interbank rates across 140+ countries.
Protect your online checkout from SIM swap fraud. Online transactions prompt an encrypted mobile push notification with Face ID or fingerprint sign-off.
Add your virtual card to Apple Wallet or Google Wallet in 60 seconds with 1 tap. Tap to pay right from your iPhone, Apple Watch, or Android phone.
Need physical cash while traveling? Withdraw local currency notes at over 40 million Visa & Mastercard ATMs worldwide with generous fee-free allowances.
Configure your primary and reserve funding assets (e.g. USDT → USDC → ETH). If your primary token runs low, checkout succeeds without decline.
Tailored For Scale
Select the card program designed specifically for your personal lifestyle or your enterprise treasury workflows.
Direct non-custodial or managed wallet linkage. Everyday coffee, flights, online subscriptions, and ATM cash worldwide.
Issue unlimited team cards funded directly from your corporate stablecoin treasury, SEPA vIBANs, or OTC liquidity pools.
Clear Economics
Compare key features and fee schedules across our card tiers.
| Feature / Service | Virtual Instant | Physical Metal | Corporate Expense |
|---|---|---|---|
| Card Issuance Fee | Free (€0) | €29 (one-time) | Custom volume tier |
| Monthly Maintenance Fee | €0 / month | €0 / month | €0 / month |
| Domestic POS Transactions | 0.00% fee | 0.00% fee | 0.00% fee |
| Foreign Currency FX Markup | 0% (Mid-market) | 0% (Mid-market) | 0% (Mid-market) |
| Crypto Conversion at POS | 0.50% flat | 0.50% flat | Institutional volume tier |
| ATM Cash Withdrawals | N/A (Virtual) | Free up to €400/mo, then 1.5% | Configurable per-card |
| Daily Spending Limit | Up to €5,000 | Up to €15,000 | Up to €250,000 / day |
| Apple Pay & Google Pay | Included | Included | Included |
Everything You Need to Know
Got questions regarding crypto conversions, physical card shipping, or security? We have answers.